Start here.

Three ways in, depending on how much you already know about what you need. None of them require an account.

1

You are not sure what to focus on

Take the quiz. Nine questions, about two minutes, and you get a priority for your family rather than a reading list. Your answers stay in your browser.

Take the 2-minute quiz

2

You know your child's stage

Each age page tells you what matters now, what is coming, and, just as usefully, what you can safely ignore for a while.

How every question page works

The same shape every time, so you can skip to the part you need.

  1. Quick answer. First thing on the page, no preamble.
  2. What to consider. Only the things that change the decision.
  3. The numbers. Sourced, with the data year stated.
  4. Your options. Two to four, with the trade-offs.
  5. A calculator. Your numbers, on the page.
  6. An action plan. This week, next month, and what to watch for.